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Liechtenstein Travel Insurance
Liechtenstein, officially called the Principality of Liechtenstein, is a German-speaking microstate in the Central European Alps. It is one of Europe’s smallest nations, having only an area of 160 square kilometres. If you take a quick glance at the map of the continent, it would be pretty easy to miss noticing this small, doubly landlocked country. However, its size doesn’t stop the increasing interest in tourism in Liechtenstein. Tourists from all over the globe appreciate its unscathed natural beauty, vibrant culture and royal history. If you are planning on exploring this European hidden gem, don’t forget to get Liechtenstein travel insurance for the trip.
Go through the contents of this page for more details on Liechtenstein tourism and travel insurance.
Key Features of Travel Insurance for Liechtenstein
Here is a list of some of the important features of Liechtenstein travel insurance:
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage ranges from $ 50K to $ 500K. |
Types of Travel Insurance for Liechtenstein
The type of travel insurance you choose for the Liechtenstein should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Liechtenstein Plan
Here are some of the key advantages of buying Liechtenstein travel insurance for the trip;
1
Reimbursement For Baggage Troubles
Loss or delay of checked-in baggage or theft of baggage and its contents can cause major inconveniences on the trip. The Liechtenstein travel insurance compensates for such damages, helping you cover any financial loss due to it.
2
Compensation for Journey-Related Hassles
From flight delays to personal liability, liechtenstein travel insurance covers an array of journey-related hassles, helping you make necessary alternate arrangements.
3
Cover of Medical Expenses
Dental and medical emergencies in liechtenstein can cost a lot of money to deal with. Such major expenses are easily covered under Liechtenstein travel insurance, giving you much-needed peace of mind on the trip.
4
Availability of Constant Support
With liechtenstein travel insurance, you are guaranteed to get 24/7 assistance from the customer support team, which you can avail yourself of as required while on your trip.
5
Accessible Cashless Benefits
The benefits of cashless treatment under liechtenstein travel insurance make it accessible for individuals to get proper medical treatment in liechtenstein without needing to fret about paying the hospital bills upfront from their own pocket.
6
Financial Security
The financial coverage under Liechtenstein travel insurance covers an array of medical, journey and baggage-related inconveniences. This protects your budget, keeps your trip smooth sailing and ensures peace of mind.
What's Covered under Travel Insurance for Liechtenstein from India
Here are some of the things that are usually covered under travel insurance for Liechtenstein from India:
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Liechtenstein travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Liechtenstein travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Liechtenstein travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Liechtenstein trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Liechtenstein from India
Your travel insurance for Liechtenstein from India policy may not offer coverage for:
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Liechtenstein travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Liechtenstein Online?
If you want to buy travel insurance online for Liechtenstein, the following are the steps that you need to follow:
• Visit the official HDFC ERGO International Travel Insurance website.
• Find the “Buy Now” button and click on it.
• Enter the required details like trip type, total travellers and their respective age, and hit “Continue”.
• Provide the name of the country you are planning on visiting, which in this case is Liechtenstein, along with the dates of departure and return and press next.
• Enter your contact details, such as your name, email and phone number, on the pop-up window and click “View Quote”.
• Choose from the available plans, select “Buy”, and enter the verification code to move on to the next window.
• Follow up with the additional information required by the policy and complete the online payment.
• Upon successful payment completion, your travel insurance policy will be issued and sent to the inbox you provided.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Liechtenstein
| Category | Details |
| Principality | Liechtenstein is a constitutional monarchy and its head is a prince, not a king or a queen. The present prince of Liechtenstein is H.S.H. Prince Hans-Adam II. |
| Small nation | Liechtenstein ranks as the 6th smallest sovereign state in the world in terms of area. |
| Collectively billionaire royal family | The Liechtenstein royal family is the richest royal family in all of Europe. Though the British Crown has significantly larger assets, they are held by the Crown Estate, a government-owned entity. On the other hand, the assets of the Liechtenstein royal family are owned personally. |
| Doubly landlocked | Liechtenstein is a doubly landlocked nation, meaning it not only has no access to the sea but is also bordered by nations that themselves are landlocked. |
| Accidental invasion | Liechtenstein and Switzerland share an open and unmarked border. In several instances, the Swiss military has accidentally entered the territory of Liechtenstein, with the most famous one being back in 2007. |
| Olympic glory | Statistically, Liechtenstein has won more Olympic medals per capita than any nation in the world, with one medal for every 3600 inhabitants. |
Documents Required for the Liechtenstein Tourist Visa
The series of documents required for obtaining a tourist visa for Liechtenstein are as follows;
• A completely filled and signed Liechtenstein tourist visa application,
• A valid passport,
• Couple of passport-size photographs,
• A mandatory Liechtenstein travel insurance,
• A copy of the complete travel itinerary,
• A cover letter,
• Original bank statement,
• Proof of Income Tax Returns,
• Proof of hotel reservation,
•. Proof of return flight,
•. Additional documentation (if needed).
Best Time To Visit Liechtenstein
If you plan on travelling to Liechtenstein, you should spend some time researching to pick the right time for the visit. Summer in Liechtenstein stretches from June to August, with an average temperature of around the lower and mid-20s. The weather stays warm but not uncomfortably hot. Many consider it the peak tourist season as it is ideal for sightseeing and outdoor activities, like swimming, hiking, camping, etc. Autumn in Liechtenstein starts around September and ends in November, bringing the average temperature down. The golden hues and orange tint on the natural foliage enhance the natural beauty of the region. Tourists prefer visiting Liechtenstein during fall due to vineyard visits and lower tourist crowds.
Winter in Liechtenstein covers the months of December to February. The temperature usually stays below 6°C, often falling below the freezing point. Snowfall is a common feature during winter in Liechtenstein, and witnessing the snow-covered landscapes is a remarkable experience. Christmas markets and winter sports are the main highlights of Liechtenstein tourism during these months. Spring in Liechtenstein takes up the months of March to May. The overall weather and temperature stay quite clear and pleasant, which makes outdoor tourist activities more accessible to all. Adventure activities and sightseeing are the main focus of visiting Liechtenstein during spring. Regardless of the time of your visit, make sure to protect your tour with Liechtenstein travel insurance against unfortunate events.
All Year-Round Essentials for Liechtenstein
Here’s a well-rounded essentials list for Liechtenstein, considering its alpine terrain and European setting:
• Layered Clothing: Liechtenstein’s weather varies by season. Bring light layers for summer and warm clothes, like sweaters and jackets, for colder months.
• Sturdy Hiking Boots: Liechtenstein is known for its hiking trails in the Alps. Durable, comfortable boots are a must for exploring the mountains.
• Waterproof Jacket: Rain is common in the alpine regions, so a waterproof jacket will help keep you dry during outdoor activities.
• Winter Accessories: In winter, pack gloves, a scarf, and a hat to handle cold temperatures, especially if you’re skiing or hiking.
• Comfortable Walking Shoes: For strolling through towns like Vaduz, comfortable walking shoes are essential for exploring museums and castles.
• Power Adapter: Liechtenstein uses European plugs (Type C or J). Make sure you have the right adapter for your electronics.
• Sunglasses and Sunscreen: The sun can be intense at high altitudes, so pack sunscreen and UV-blocking sunglasses for protection.
• Travel Guide or Map: Though small, Liechtenstein has many hidden gems. A guidebook or map will help you explore its rich cultural heritage and hiking routes.
Liechtenstein Safety And Precautionary Measures To Be Undertaken
Liechtenstein is one of Europe’s safest countries that you can visit on a holiday. Following are some general precautionary and safety measures you can undertake to keep your trip smooth flowing;
• Crime levels are low in Liechtenstein, and tourists are usually not subjected to violent crimes. However, make sure to travel with caution against instances of petty street crimes, especially pickpocketing and bag-snatching.
• If you are visiting the mountainous areas in Liechtenstein, note that the risk of avalanches remains throughout the year. Always check the local updates from authorities and proceed with caution.
• Skiing can be dangerous, especially if you are a beginner and have no trained individual to guide you. So, make sure to wear all safety gear and get professional help if you intend to do this activity. You can also look for Liechtenstein travel insurance that covers things like mountain rescue, medical repatriation, etc.
• Take care of your personal belongings and keep them in a safe place when travelling.
• Road conditions in Liechtenstein are excellent, however, you must drive with care during winter due to the hazardous weather and slippery roads.
List of International Airports in Liechtenstein
Liechtenstein doesn’t have an international airport of its own. However, there are many international airports just a few hours away from this country, like;
| Airport | City |
| Zurich International Airport | Zurich, Switzerland (135 km from Liechtenstein) |
| Euro Airport Basel-Mulhouse-Freiburg | Saint-Louis, France (200 km from Liechtenstein) |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Liechtenstein
If you are visiting Liechtenstein for the first time, make sure to consider checking out the following tourist attractions;
1
Vaduz
Vaduz is the capital city of Liechtenstein, making it one of the main centres of attraction in Liechtenstein. With a population of a few more than 5000, the city is an amazing place to spend a few days on your Liechtenstein exploration. Mainly known for its culinary specialities, Vaduz is also home to several prominent tourist attractions in the country, including the Vaduz Castle, the Cathedral of St. Florin, the Red House etc.
2
Gutenberg Castle
One of the most striking tourist attractions in all of Liechtenstein is the famous Gutenberg Castle. Located on an elevated land, overseeing the beautiful village of Balzers is the stunning castle from the Middle Ages. Believed to be inhabited since Neolithic times, the main attractions of the castle are its chapel and rose garden. The colossal mountains act as a backdrop for the castle and provide a scenic view that many don’t want to miss.
3
Liechtenstein National Museum
There’s no better place to learn about the various aspects of the region’s history than the popular Liechtenstein National Museum. Shrouded in a 15th-century-built former inn, the architecture of the museum is astounding. It holds various exhibits from different points of Liechtenstein’s diverse history, including religious art and ancient weapons on display.
4
Kunstmuseum Liechtenstein
Kunstmuseum Liechtenstein is located in a state-of-the-art facility in the capital city of Liechtenstein, Vaduz. The main highlight of this museum is the collection of contemporary and modern artworks with both permanent and temporary exhibits on display. You can find art exhibits dating back to the 19th century. During your visit, consider taking a tour of the gallery and spending time munching on delicious bites at the cafe on the premises.
5
The Treasure Chamber of the Principality of Liechtenstein
Also located in Vaduz, the Treasure Chamber of the Principality of Liechtenstein is a part of the country’s historical and royal heritage. It holds the artworks and other treasures belonging to the Princely family’s collection which is over 400 years old. A few examples of what’s stored inside include Faberge eggs, artworks by Johan Ludwig Bleuler, historical weaponry, etc.
6
Nendeln and Eschen
The quaint towns of Eschen and Nendeln are two of the most recognised tourist places in Liechtenstein. They both offer unique attractions and experiences, including historical buildings, old craft workshops, art galleries, old chapels and so on. If you intend to make the most out of your Liechtenstein visit, don’t forget to get Liechtenstein travel insurance for the trip.
Things To Do in Liechtenstein
Here are some fun things you can do while on your Liechtenstein trip;
1
Go for wine tasting
Despite its small size, Liechtenstein is home to more than 100 winegrowers, producing red and white wines. During your visit, consider going for a delicious wine-tasting tour in Liechtenstein.
2
Take historical tours
From ancient historical sites to massive museums showcasing the region’s rich past, there’s a lot to learn and explore in Liechtenstein for history buffs. If you have an interest in this topic, consider taking historical tours of its museums, castles, churches, old cellars, etc.
3
Attend a local event
One of the best ways to learn about the rich culture and traditions of Liechtenstein is by participating in a local event or festival. You can consider attending the famous Heiden Festival, the Wine Festival, the Liechtenstein National Holiday, etc.
4
Try skiing
The thick, snow-covered slopes of Liechtenstein are complimented by excellent ski resorts. If you are visiting during winter, consider skiing in Liechtenstein, especially in Malbun.
5
Go for a horse-drawn carriage tour
Take a step back in the past and experience the scenic beauty and charm of Europe on a horse-drawn carriage tour.
Money Saving Tips in Liechtenstein
Packing your bags for the Liechtenstein holidays? Make sure to go through the following pointers for some money-saving tips while on your trip;
1
Accommodation
Liechtenstein is an expensive European holiday destination, hence finding budget accommodations will be a key to saving money on the trip. Consider hostels, B&Bs or Airbnbs, for affordable stays.
2
Transportation
Ditch private transfer and rely on public transportation in Liechtenstein. Due to the compact size of Liechtenstein, using public transport is a great way to reach your desired location for cheap. A short bus ride with Liemobil buses can start from just 2 CHF.
3
Food
Just like accommodation, food is also quite expensive in Liechtenstein. If you want to save money on meals, go for the hotels or accommodations that come with included breakfasts or meals. Otherwise, you can find local eateries serving cheap food in every major touristy area.
4
Enjoy free activities
When travelling in Liechtenstein, you might also want to save money on sightseeing and activities without compromising the trip experience. So, consider enjoying free activities available in Liechtenstein, like the Gutenberg Castle, ruined castles in Schellenberg, hiking adventures, etc.
5
Season of travel
Travelling to Liechtenstein during peak season can be very expensive. So, try planning your trip for the shoulder or off seasons to get the best discounts on hotels and flights.
6
Travel insurance
Financial troubles can arise when faced with an unforeseen medical or non-medical event during the Liechtenstein trip. Hence, being equipped with Liechtenstein travel insurance is recommended, as it financially protects you during such events.
List of Well-Known Indian Restaurants in Liechtenstein
Craving Indian food in Liechtenstein? Consider the following;
| Restaurant Name | Must-Try Dishes | Address |
| Restaurant Schlossle Mahal Vaduz | Murg Malai Kebab, Kadhai Gosht, Raja Bhojan Thali, etc. | Fuerst Franz Josef Strasse 68, Vaduz 9490 Liechtenstein |
Local Law And Etiquette In Liechtenstein
Following is a list of some of the essential laws and etiquettes that tourists must know before visiting Liechtenstein;
• In Liechtenstein, alcopops and spirits may be sold only to individuals aged at least 18 or older, while other alcoholic beverages to individuals aged at least 16.
• The minimum age to drive a car in Liechtenstein is 18 years, while one must be 21 years old to rent a car.
• In Liechtenstein, driving is done on the right-hand side of the road.
• It is illegal to sell, possess or produce cannabis for medicinal or recreational purposes in Liechtenstein.
• During conversations, it is customary to address others with respect and maintain eye contact with the other participants.
• Not leaving food on the plate is a sign of politeness, and asking for second help is deemed a compliment to the cook.
Indian Embassies in Liechtenstein
The details of the Indian embassy in Liechtenstein are as follows;
| Embassy Name | Working Hours | Address |
| Embassy of India in Switzerland and the Principality of Liechtenstein | Monday-Friday, 9 AM to 5:30 PM | The Embassy of India Kirchenfeldstrasse 28, CH-3005 Berne, Switzerland |
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Frequently Asked Questions
1. Do I need to have travel medical insurance for a Liechtenstein tourist visa?
Yes. One must have valid Liechtenstein travel medical insurance in order to apply for and obtain a tourist visa for Liechtenstein.
2. What should be the minimum coverage for the Liechtenstein travel insurance?
The Liechtenstein travel medical insurance must have a minimum coverage of 30,000 Euros for emergency medical expenses.
3. I am a student visiting Liechtenstein to study. Do I need travel insurance?
Yes. Students visiting Liechtenstein for the purpose of education or studies will also need to have valid travel medical insurance. Find Liechtenstein travel insurance for students on HDFC ERGO.
4. Does Liechtenstein travel insurance cover baggage-related hassles?
Yes. In most cases, Liechtenstein travel insurance does cover baggage-related inconveniences, including loss of checked-in baggage, delay of checked-in baggage, and theft of baggage and its contents.
5. Can I buy Liechtenstein travel insurance two days before the journey?
Yes. You can even buy travel insurance for Liechtenstein one or two days before the journey date, however, getting one in advance, especially at the time of booking flights and hotels, is highly recommended.
6. Does Liechtenstein travel insurance offer cashless benefits?
Yes. Liechtenstein travel insurance offers both reimbursements and cashless benefits. With this, you can get access to proper medical care in a foreign land without needing to worry about finding money to pay for the upfront hospital bill.
7. Is prior health check-up mandatory for Liechtenstein travel insurance?
The need for a prior health check-up depends on the insurer of the policy. The Liechtenstein travel insurance by HDFC ERGO doesn’t require any health check-up prior to travelling.
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